Mr. Volberding wins insurance settlement for couple burned out of their home

In 2007, a young Tyler couple lost their home to an unexplained fire which destroyed every personal possession they owned except the clothes they were wearing.  The couple lost two pets and nearly lost a horse and a foal.  Their insurance company, National Lloyd's Insurance Company out of Waco, Texas, denied their fire claim entirely on the ground that the couple could not show that they held title to the home in their names.  (The house was still in the name of their parents, who sold them the house and allowed the couple to assume payments.)

Having lost everything and without help from National Lloyds Insurance Company, the couple struggled to stay alive for three years.  Fortunately, they hired Mr. Volberding who filed suit against the company in 2009 alleging that the insurance company was guilty of bad faith insurance practices and breach of contract.  Mr. Volberding filed several aggressive motions before trial, seeking to strike the company's expert witnesses and asking summary judgment against the company to bar its legal defenses.  During mediation June 18, the insurance company agreed to pay the couple's losses and attorneys fees.